Home » Momentum Incentive Option – 2 Hospital Plans – Affordable Medical Aid
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Momentum Incentive Option 20242 Affordable Hospital Plans

Momentum Incentive Option 2024

Momentum Incentive Option 2024: The Incentive Option by Momentum provides cover for admission to all private hospitals. There is no yearly annual limit, and you save on your monthly contributions by selecting a private hospital from the Momentum Associated Hospital List. There is two custom hospital plan options available, State For Chronic* and Any For Chronic**.

2 Momentum Incentive Options – What’s the difference?

The range of benefits offered by the two Incentive Options is the same, but the Chronic Benefit is different.

*Incentive Option: Associated Hospitals And State For Chronic

To receive complete cover for treatment of 26 chronic diseases, State For Chronic members are required to use state hospitals. Momentum has lowered the monthly contributions as an incentive for any inconvenience.

**Incentive Option: Associated Hospitals And Any For Chronic

Any For Chronic members are eligible to receive chronic disease treatment at any hospital on the Associated Network. The monthly contribution is slightly more for this added convenience.

Complimentary Benefits, Rewards And Discounts

All Incentive Option members can access to a variety of benefits and services. Momentum provides rewards and contribution reductions for registering with the different the incentive programs . A few listed below:

  • Hello Doctor members can consult with a health practitioner by text, phone, or online, about any health-related concerns.
  • The entire family is protect by Preventative Care vaccinations and early detection testing.
  • The Maternity Programme provides a variety of antenatal and postnatal tests and services for both the mother and the baby.
  • The HealthReturns incentive programme compensates active members who follow treatment protocols, and complete their annual health checkup.
  • By selecting a GP on the Momentum Associated Doctors List, members can receive a reduction in monthly premiums.
  • The Health Platform Benefit covers a wide range of day-to-day preventative screening, tests and check-ups.
  • T&C’s apply.

Get A Momentum Incentive Option Quote

Please use our convenient Incentive Option quote form provided. One of our Momentum consultants will access your healthcare requirements, and supply easy to understand quotes according to your budget.

Compare the options and latest 2024 plan updates in the tables below.

 

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Momentum Medical Scheme

The Momentum Medical Scheme is one of the top three open medical aids in South Africa. With a membership in excess of 290 000, and 23 affordable options, Momentum Health has a solvency ratio in excess of 31%.

Above all Momentum strives to reward their members by allowing them to potentially earn back over R 5000 in Health Returns per month. Moreover members can also reduce their contributions by choosing a Incentive Option that utilizes a network of Associated Hospitals and chronic healthcare providers.

To sum up, Momentum is consistently showing improvement and winning multiple awards,  therefore is an excellent choice for all South Africans.

Why Choose Momentum?

Momentum Health provides members with free yearly health assessments, and substantial member contribution savings of up to 35%. By using state hospitals for the treatment of 26 Chronic PMB conditions, Incentive Option members have the benefit of reduced monthly contributions.

In addition to in-hospital benefits, Momentum offers members a HealthSaver plan. By paying into this high interest savings account, members can save for day-to-day medical expenses not covered by their Incentive Option.

Momentum History

Metropolitan was established in 1898, and Momentum in 1966. Momentum Metropolitan Holdings (MMH) was founded by the merging of Metropolitan and Momentum, and was first listed on the Johannesburg Stock Exchange on December 2010.

Based in Centurion, South Africa, MMH also operates in Botswana, India, Ghana, the United Kingdom, Lesotho, Mozambique, and Namibia. Metropolitan, Guardrisk, Momentum, and Eris Properties are the brand names under which MMH sells its products and services.

Momentum Incentive OptionBenefits & Options – 2024 Updates

Momentum offers 6 Incentive Options.
We have compared 2 of the best options for families or individuals.

Column 1 Column 2 Column 3 Column 4

INCENTIVE OPTION: ASSOCIATED HOSPITALS AND STATE FOR CHRONIC

Contributions/Savings
Monthly Contributions Savings
Main Member R2 794 R3 348
Spouse/Adult dependent R2 206 R2 652
Child (Max 3) R1 072 R1 284 Per child
Benefits
200% scheme rate in-hospital.
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment.
27 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R2770 co-payment per scan and pre-authorisation.
Associated hospitals to be used.
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Column 1 Column 2 Column 3 Column 4

INCENTIVE OPTION: ASSOCIATED HOSPITALS AND STATE FOR CHRONIC

Contributions/Savings
Monthly Contributions * Savings **
Main Member R2 794 * R3 348 **
Spouse/Adult dependent R2 206 * R2 652 **
Child (Max 3) R1 072 * R1 284 ** Per child
Benefits
200% scheme rate in-hospital.
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment.
27 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R2770 co-payment per scan and pre-authorisation.
Associated hospitals to be used.
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Column 1 Column 2 Column 3 Column 4

INCENTIVE OPTION: ASSOCIATED HOSPITALS AND ANY FOR CHRONIC

Contributions/Savings
Monthly Contributions Savings
Main Member R4 397 R5 280
Spouse/Adult dependent R3 538 R4 248
Child (Max 3) R1 642 R1 968 Per child
Benefits
200% scheme rate in-hospital.
Associated hospitals to be used.
Co-payments for certain procedures.
Oncology R400 000 thereafter 20% co-payment.
27 Chronic diseases:medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R2630 co-payment per scan and pre-authorisation.
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Column 1 Column 2 Column 3 Column 4

INCENTIVE OPTION: ASSOCIATED HOSPITALS AND ANY FOR CHRONIC

Contributions/Savings
Monthly Contributions * Savings **
Main Member R4 397 * R5 280 **
Spouse/Adult dependent R3 538 * R4 248 **
Child (Max 3) R1 642 * R1 968 ** Per child
Benefits
200% scheme rate in-hospital.
Associated hospitals to be used.
Co-payments for certain procedures.
Oncology R400 000 thereafter 20% co-payment.
27 Chronic diseases:medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R2630 co-payment per scan and pre-authorisation.
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Momentum Incentive Option Application

Should you need assistance applying for the Momentum Incentive Option Hospital Plans, why not use of our Medical Aid Application Form Help Page, and one of our Momentum consultants will contact you to explain the Custom Option.

View Benefits On Momentum Website.

WHY USE OUR SERVICES?

Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Momentum Incentive Option Hospital Plans.

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Momentum Incentive Option FAQS

What is the Momentum Incentive Option?

The Momentum Incentive Option is a medical aid plan that includes unlimited private hospitalization and average day-to-day cover. 2 Members can select between having access to any hospital, and receiving a contribution discount by using a specified list of Associated Hospitals. 10% of the members monthly premiums are directed to a medical savings account to cover day-to-day expenses. If members require extra day-to-day cover, they can use the HealthSaver benefit. T&C’s apply.

What is the Momentum Associated Hospitals Incentive Option with State For Chronic plan?

Momentum’s Associated Hospitals State For Chronic Incentive Option is an inexpensive hospital plan that provides complete cover. There is no yearly admission limit to any hospital, or private hospital on the Associated Hospitals list. To maximize contribution savings, state hospitals are used for chronic medicine and the treatment of 26 PMB illnesses. T&C’s apply.

What is the Momentum Associated Hospitals Incentive Option with Any For Chronic plan?

The Associated Hospitals Any For Chronic Incentive option provides extensive hospital coverage through a network of providers. There is a savings account for day-to-day medical bills, as well as Chronic Benefits. The plan covers admittance to private hospitals on the Associated Hospitals list. Hospitalization for 26 chronic diseases (Prescribed Minimum Benefits) is also included, and there is no annual cap. T&C’s apply.

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