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FedHealth Medical Aid Comparisons – 5 Medical Aid Plans Compared

FedHealth Medical Aid Comparisons – 2025 Plans

FedHealth Medical Aid Comparisons: Fedhealth is a well-established medical aid registered in 1969, it covers close to 200,000 lives and has one of the highest Global Credit Ratings at AA-.

Fedhealth has a range of new generation schemes covering hospital and related bills at 3 x NHRPL (National Health Reference Price List) rate (Private Rate). More about Fedhealth.

The Fedhealth Medical Scheme has over eight decades’ experience in taking care of the medical aid needs of South African families.

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Compare Fedhealth’s latest 2025 plan updates in the tables below.

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Fedhealth Medical Aid PlansCompare 5 Medical Aid Plans – 2025 Updates

Table Of ContentsFedhealth medical aid

Click/Tap on the links below to scroll to your table of interest.

    1. My Fed – Network Plan
    2. Flexifed 3 – Grid Hospital Plan
    3. Flexifed 3 – Any Hospital Plan/Day To Day Cover
    1. Flexifed 4 – Any Hospital Plan/Day To Day Cover
    2. Flexifed Savvy – Hospital Plan – PMB Cover Only
Column 1 Column 2 Column 3 Column 4 Column 5

MY FED - NETWORK PLAN
Monthly Contributions
Income p/m R1 - R10 730
*
 R10 731 - R15 147
**
 R15 148 - R21 000
***
 R21 000 +
****
Main Member R1 570
*
 R1 800
**
 R2 240
***
 R3 700
****
Spouse/
Adult
dependent		 R1 570
*
 R1 800
**
 R2 240
***
 R3 700
****
Child (Max 3) R711
*
 R850
**
 R882
***
 R1 170
****
Benefits
100% scheme rate in-hospital: Network hospitals to be used.
R15 470 Co-payment on voluntary non-network admissions.
7 days take home medicine.
Oncology: PMB: Only at DSP.
27 Chronic benefits: subject to scheme formulary must use DSP.
MRI/CT scans: As part of hospital procedure: needs authorisation.
GP visits unlimited if at network provider.
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Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN
Contributions/Day to Day
Monthly Contributions Total annual day to day limit
Main Member R3 874 R7 900
Spouse/Adult dependent R3 553 R5 800
Child (Max 3) R1 374 R1 900
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 per family per year: DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans. No annual limit, paid from risk in or out of hospital. Co-payment on all non PMB scans.
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Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN
Contributions/Savings/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit **
Main Member R3 874 * R7 900 **
Spouse/Adult dependent R3 553 * R5 800 **
Child (Max 3) R1 374 * R1 900 **
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 per family per year: DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans. No annual limit, paid from risk in or out of hospital. Co-payment on all non PMB scans.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 3 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions Total annual day to day limit Annual Threshold
Main Member R4 977 Member - R7 880 Member - R7 900
Spouse/Adult dependent R4 173 Member +1 - R10 480 Member +1 - R13 700
Child (Max 3) R1 807 Member +2 - R13 790 Member +2 - R15 600
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
34 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2960 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 3

FLEXIFED 3 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit ** Annual Threshold ***
Main Member R4 977 * Member - R7 880 ** Member - R7 900 ***
Spouse/Adult dependent R 4 173 * Member +1 - R10 480 ** Member +1 - R13 700 ***
Child (Max 3) R1 807 * Member +2 - R1 3790 ** Member +2 - R15 600 ***
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2960 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 4 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions Total annual day to day limit Annual Threshold
Main Member R6 875 Member - R13 120 Member - R21 200
Spouse/Adult dependent R6 098 Member +1 - R22 970 Member +1 - R36 800
Child (Max 3) R2 008 Member +2 - R26 200 Member +2 - R41 700
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R499 100 DSP only.
45 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 4 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit ** Annual Threshold ***
Main Member R6 875 * Member - R13 120 ** Member - R21 200 ***
Spouse/Adult dependent R6 098 * Member +1 - R22 970 ** Member +1 - R36 800 ***
Child (Max 3) R2 008 * Member +2 - R26 200 ** Member +2 - R4 700 ***
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R499 100 DSP only.
45 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED SAVVY - HOSPITAL PLAN ONLY
Monthly Contributions
Main Member R1 055 --- ---
Spouse/Adult dependent R1 055 --- ---
Child (Max 3) R755 --- ---
Benefits
100% Scheme rate: Network hospitals only..
Co-payments apply for the usage of non-network hospitals.
Unlimited cover for network specialists and GP's in-hospital.
Oncology: PMB only: 40% co-payment for usage of a non - DSP.
27 PMB Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans: In-hospital PMB cover only.
Unlimited virtual GP consultations and 3 face to face consultations.
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