Classic Saver
Hospital Plan With Savings
Classic Saver 2024 Options & Benefits
Classic Saver Options And Benefits: The Classic Saver Hospital Plan With Savings offers economical private hospital cover. The Essential Classic Saver Benefits include up to 200% of the Discovery Health Rate (DHR) for in-hospital specialists. There is adequate cover for chronic medications when using a MedXpress Network Pharmacy. Classic Saver includes a Day-to-day Savings Benefit, with 20% of contributions going into a Medical Savings Account. As a backup there is a limited amount of supplemental cover from the Day-to-day Extender Benefit.
The Classic Saver plan is a fantastic choice for people looking for low-cost medical aid with cover for private hospitals and a generous day-to-day savings account.
Medical Savings Account (MSA)
The Medical Savings Account is not a regular banking account, but it works similarly to a bank account. A 20% portion the the members monthly contribution is added to their medical savings, the member is then free to use the monthly savings to pay for day-to-day medical expenses. If the members annual savings are not depleted, the balance carries over to the following year.
In addition to the day-to-day savings, the Classic Saver Benefits include:
- Unlimited private hospital coverage.
- Full cover in hospital for contracted specialists.
- Up to 200% of the Discovery Health Rate (DHR).
- Cover for chronic disease medications when using a network pharmacy.
- Prenatal and postnatal healthcare services for maternity and early childhood.
- Cover for medical emergencies when traveling.
- T&C’s apply.
Get A Classic Saver Quote
Please use our convenient Classic Saver quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.
Compare the latest 2024 Classic Saver Plan updates in the table below.
Get A Quote!
Free & No Obligation
Discovery Health Medical Scheme
Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.
When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.
Why Choose Discovery Health Medical Scheme?
The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.
Discovery Health History
With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.
Discovery Classic Saver
Benefits & Options – 2024 Updates
Classic Saver Hospital Plan With Savings Application
Should you need help applying for the Classic Saver Hospital Plan With Savings, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the Classic Saver Hospital Plan Options.
WHY USE OUR SERVICES?
Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.
In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Classic Saver Hospital Plan.
Classic Saver 2024 FAQS
What is the Classic Saver Plan by Discovery Health?
The Classic Saver Plan offers unlimited cover at any private hospital, including specialists on Discovery’s payment plan. Up to 200% of the Discovery Health Rate (DHR) for other healthcare providers. Full cover for chronic medications for all Chronic Disease List (CDL) conditions, and a list the conditions when you utilize a Network Pharmacy. There is a Medical Savings Account for your daily healthcare expenses. Classic Saver maternity and early childhood benefits include specific healthcare treatments before and after birth. Cover for medical situations when traveling. When the members Medical Savings Account (MSA) runs out, the Day-to-day Extender Benefit (DEB) provides additional funds for critical healthcare services in the discovery network.
Does the Classic Saver Plan cover dental?
The Classic Saver Plan covers basic dental care. All dental appliances and their placement, as well as orthodontic therapy, at 100% deducted from day-to-day savings. Those members who do not have remaining day-to-day savings will be responsible for paying the dentist and dental specialist’s accounts. The in-hospital cover is up to 200% of the DHR.
What are the Classic Saver Plan maternity benefits?
While pregnant Classic Saver offers eight antenatal appointments with your gynaecologist, GP, or midwife. Two 2D ultrasound scans, or one 2D ultrasound scan plus one nuchal translucency test. One approved chromosomal test or non-invasive prenatal test (NIPT), and a variety of blood tests. The Classic Saver benefits include five antenatal or postnatal classes or consultations with a registered nurse within two years of giving birth.
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