Home » Active Smart 2025 Options And Benefits – Discovery Medical Aid Plans
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Active Smart 2025

Hospital Plan

The Discovery Active Smart plan designed for young professionals, and provides unlimited private network hospital cover, day-to-day consultations with network GP’s, over-the-counter medicine, eye and dental check-ups.

Active Smart 2025 Options & Benefits

Active Smart 2025 Options And Benefits: The new Active Smart Hospital Plan Only is the most economical medical aid plan in the open medical scheme market. With a tailored benefit package for those just starting out in their careers. Active Smart offers a variety of day-to-day options and benefits, as well as protection against medical emergencies through the use of digital tools and healthcare networks.

This is a excellent choice for young professionals looking for unlimited private network hospital cover and generous day-to-day medical expenses cover.

Day-To-Day Benefits

The Active Smart plan features day-to-day cover for network GP visits. Also included is cover for over-the-counter medicine from a network pharmacy, and cover for one optometrist visit and dental visit.

  • Use any private hospital in an emergancy. Members can access planned hospital admissions to the Dynamic Smart Hospital Network.
  • One eye examination at an optometrist, and a dental check-up, with a fixed co-payment.
  • Cover for acute medicine, subject to an annual limit.
  • Cover for over-the-counter and prescription medicine when using a network pharmacy.
  • Active Smart plan members can accumulate up to R1,000 per adult in addition to their regular benefits through the Personal Health Fund.

Dynamic Smart Hospital Network

The Active Smart plan provides members with digital access to the Dynamic Smart Hospital Network, which is supported by advanced technology that helps members choose high-quality healthcare providers and Smart network hospitals in their desired region.

Get A Active Smart Quote

Please use our convenient Active Smart quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.

Compare the latest 2025 Active Smart plan benefit updates in the table below.

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Discovery Health Medical Scheme

Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.

When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.

Why Choose Discovery Health Medical Scheme?

The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.

Discovery Health History

With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.

Discovery Active Smart

Benefits & Options – 2025 Updates

Column 1 Column 2 Column 3 Column 4

ACTIVE SMART

Monthly Contributions
Main Member R1 350 --- ---
Spouse/Adult dependent R1 350 --- ---
Child (Max 3) R1 350 --- ---
Benefits
100% scheme rate in-hospital.
Specialists who have an arrangement with Discovery covered in full.
Smart hospitals to be used: R14 750 upfront payment for use of non DSP for planned procedures.
R7500 upfront payment for admittance for elective non-emergency admissions.
Oncology: PMB only Dialysis State only.
Cover for 27 chronic diseases: medication from DSP.
MRI/CT scans: Unlimited if part of hospital procedure: No cover for back and neck.
GP visits: Unlimited with network provider and a R125 co-payment per visit.
No specialist cover, no acute medication, over the counter limited to R535 pf per annum. --- --- ---

Active Smart Hospital Plan Application

Should you need help applying for the Active Smart Hospital Plan, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the Active Smart Options.

WHY USE OUR SERVICES?

Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Active Smart Hospital Plan.

View Benefits On Discovery Website.

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Active Smart 2025 FAQS

What is the Active Smart plan by Discovery Health?

The Active Smart is Discovery’s new most affordable plan, and offers unlimited private network hospital cover. Members are guaranteed full hospital cover for network specialists and up to 100% DHR on Essential for other healthcare professionals. When you utilize a network pharmacy, you will have full coverage for all Chronic Disease List diseases on Discovery’s formulary. The Day-to-Day Benefits includes a GP checkup, over-the-counter (OTC) acute medications, and eye and dental checks. Set co-payments or limits apply.

What are the Active Smart Preventive Care benefits?

Active Smart plan’s Screening and Prevention Benefit and the Personal Health Fund offer routine health check-ups, pap smears, and annual flu vaccinations are covered for at-risk members.

Does the Active Smart plan cover dental surgery?

The Active Smart plan includes one annual checkup, while the Severe Dental and Oral Surgery Benefit covers a defined list of procedures with no upfront cost or limit. This benefit is subject to approval and Scheme guidelines. Members have complete coverage at private hospitals in the Dynamic Smart Hospital Network.

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